Healthcare Costs in Retirement

Description

Medical bills are one of the larger and less predictable items in a retirement budget, and this course breaks them into parts you can plan for. The lessons start with what healthcare actually costs, then cover what Medicare includes and leaves out, how to plan for the years before age 65, and how Medicare Advantage compares with Medigap.

Later lessons look at prescription drug coverage under Part D, long-term care insurance and its alternatives, and Health Savings Accounts. You also learn how to budget for rising healthcare prices and unexpected expenses, and how to find providers within the system. The course closes by pulling the pieces together into a personal cost strategy, supported by a worksheet and an exercise in the PDFs.

Who it is for: people approaching retirement, or already retired, who want to plan for medical costs.

What’s included
10 PDF lessons · 61 pages · about 18,500 words
One ZIP download that is yours to keep — read on any device, no subscription or app needed.

Course programme

1. Understanding the Real Costs of Healthcare in Retirement
2. Medicare Basics and What It Doesn’t Cover
3. Planning for Healthcare Expenses Before Age 65
4. Medicare Advantage vs. Medigap: Making the Right Choice
5. Prescription Drug Coverage and Part D
6. Long-Term Care Insurance and Alternatives
7. Health Savings Accounts (HSAs) for Retirement Healthcare
8. Budgeting for Healthcare Inflation and Unexpected Costs
9. Navigating the Healthcare System and Finding Providers
10. Creating Your Personalized Healthcare Cost Strategy